Privacy Policy

At long-term-disability-insurance.com, we’re committed to protecting your privacy, and the security of your personal information. We’ve outlined the steps we take below in safeguarding that information, as well as how your personal data is used to help us connect you with the right insurance products.

What information do you need about me, and how is that information used?

We ask a number of questions on our website, and the answers to those questions are used to help determine which insurers and which products we recommend for you. Understand that each insurer has their own qualification criteria, and your answers to our questions will not change the rate you’re charged.

In order to ensure accuracy in our recommendations, matches and information, we do require some personal information about you. This may include the following:

  • Personal family history
  • General health history
  • Contact information/geographic information

Once this information has been gathered, it’s reviewed by one of our licensed experts who will then email you or call you directly to provide the disability insurance data you requested.

Note that we may contact you periodically concerning insurance offers and products that we feel may be of interest to you based on your previous specifications.

You should only provide your personal information to a company that you trust. At Disability Insurance, we have years of experience in protecting our client’s personal and health data while ensuring an accurate match with insurers.

If you have any questions, please don’t hesitate to contact us. You can reach us at 1-877-600-4496.

What steps do you take to protect my information?

We believe in protecting your information at all times, which is why we us SSL (Secure Socket Layers) encryption. This provides robust protection for your information between transit points (your computer and our website). We use a digital certificate from Network Solutions, one of the nation’s leading Internet security providers.

Do you sell my personal information to third parties?

No, we will never sell your information to any other company. You have our guarantee of privacy.

When do you give my personal information to insurers?

While we do require your personal information for submission to insurance companies, we will only provide that information to those companies on your express request. When you authorize us to begin the application process with the insurer of your choice, they will require your personal information. However, even during this process, we ensure that you’re in control by sending you formal paperwork that must be signed and returned before your information can be released.

How do insurers use my information?

Once you authorize the release of your personal information, insurance companies will use it for one purpose only to qualify you for the disability insurance products you’re interested in. note that where it’s permitted by law, your information may also be used to request further information from third parties that may be needed in the qualification process. This may include:

  • Medical records
  • Driving records
  • Credit history

This information is needed for underwriting your insurance policy, as explained in the releases and disclosures you previously signed. Full authorization for accessing this information is granted in the application you signed.

Am I able to access, review and correct my information in your system?

Yes, you are able to review and correct your information. To access your personal information, you can call us at 1-877-600-4496. We’ll personally go over all of your information stored in our records, and make any adjustments necessary. Note that we will take reasonable steps to verify your identity when you contact us in order to protect your privacy and the security of your personal information.

Do you use cookies?

Yes, the long-term-disability-insurance.com website uses cookies. This is done for several reasons. One of those is to ensure a streamlined, personalized experience when you visit our site. We also use cookies to help track ad campaign performance. Cookies are also used to enhance security, as they provide a means of identifying you if you want to access your personal information when you return to our website.

Note that cookies do not collect any personal information, other than basic data such as browser version and the like. Our cookies cannot access any information stored on your computer.

If you prefer not to use cookies, you can call us at 1-877-600-4496 to discuss your disability insurance needs in person.

Please note that we also use transparent GIF files, called pixels, to manage our online advertising. These files are provided by our partners, and are used for the duration of an advertising campaign. Like cookies, they cannot access your computer, nor do they contain any of your personally identifiable information.

Compare disability insurance companies you know and trust – call us at 1-877-600-4496, or use our convenient form.

Get Disability Insurance for Up to 70% Less

For almost two decades, long-term-disability-insurance.comhas helped clients just like you save cash while obtaining the insurance products they need for protection and peace of mind. We give you the ability to easily and accurately compare insurance prices, features and solidity across hundreds of carriers. We help you:

  • Get the protection you need
  • Save money
  • Save time and hassle

Get the information you need to analyze insurance products quickly and easily. Call us today at 1-877-600-4496.